Author: Landon Ainsworth - Page 2

High vs Low Deductible for Home Insurance: Which Saves You Money?
  • By Landon Ainsworth
  • Dated 16 Oct 2025

High vs Low Deductible for Home Insurance: Which Saves You Money?

Discover whether a high or low home insurance deductible saves you money. Learn how deductibles affect premiums, out‑of‑pocket costs, and which option fits your budget and risk tolerance.

Best Alternatives to a Savings Account in 2025
  • By Landon Ainsworth
  • Dated 15 Oct 2025

Best Alternatives to a Savings Account in 2025

Explore top alternatives to a traditional savings account in Australia, compare yields, risk, and liquidity, and learn how to choose and switch to the best option for 2025.

The Simplest Budgeting Method Ever: 50/30/20 Rule Explained
  • By Landon Ainsworth
  • Dated 14 Oct 2025

The Simplest Budgeting Method Ever: 50/30/20 Rule Explained

Discover the easiest budgeting method - the 50/30/20 rule - with step‑by‑step setup, real‑world examples, a quick checklist, and FAQs for beginners.

Is Saving $600 a Month Good? A Practical Guide
  • By Landon Ainsworth
  • Dated 13 Oct 2025

Is Saving $600 a Month Good? A Practical Guide

Explore if saving $600 a month is a solid financial move, how it fits emergency funds, debt, and retirement, plus practical tips and a real‑world example.

Easiest Bank for Approval in Australia 2025: Top Low‑Requirement Options
  • By Landon Ainsworth
  • Dated 12 Oct 2025

Easiest Bank for Approval in Australia 2025: Top Low‑Requirement Options

Discover which Australian banks approve accounts the fastest in 2025, learn key approval criteria, compare top easy‑approval options, and get step‑by‑step tips to boost your chances.

Is $100,000 a lot of student debt? - What the numbers really mean
  • By Landon Ainsworth
  • Dated 11 Oct 2025

Is $100,000 a lot of student debt? - What the numbers really mean

Find out if $100,000 of student debt is truly massive, how it compares to averages, its impact on life goals, and smart ways to manage or forgive it.

Equity Release Interest Explained: Do You Pay It?
  • By Landon Ainsworth
  • Dated 10 Oct 2025

Equity Release Interest Explained: Do You Pay It?

Learn if equity release loans charge interest, how it compounds, and what costs to expect. Get clear examples, comparison tables, and next‑step advice for Australian retirees.

Remortgage Risks Explained - What to Watch Out for
  • By Landon Ainsworth
  • Dated 9 Oct 2025

Remortgage Risks Explained - What to Watch Out for

Explore the key risks of remortgaging, from interest‑rate spikes to hidden fees, and learn how to evaluate if it’s right for you.

Pension vs 401(k): Which Retirement Option Wins?
  • By Landon Ainsworth
  • Dated 8 Oct 2025

Pension vs 401(k): Which Retirement Option Wins?

Explore the key differences between pensions and 401(k) plans, weighing guarantees, risk, portability, and tax benefits to decide which retirement option fits your career and goals.

Lowest Auto Loan Rates 2025: Who Offers the Best Deals?
  • By Landon Ainsworth
  • Dated 8 Oct 2025

Lowest Auto Loan Rates 2025: Who Offers the Best Deals?

Find out which Australian lenders offer the lowest auto loan rates in 2025, understand the factors that affect rates, and learn how to secure the best deal for your car purchase.

Does Canceling a Credit Card Hurt Your Credit Score?
  • By Landon Ainsworth
  • Dated 6 Oct 2025

Does Canceling a Credit Card Hurt Your Credit Score?

Learn how canceling a credit card affects your credit score, which factors matter most, and steps to minimize any hit.

Golden Rule Budgeting Explained: A Simple Money Management Method
  • By Landon Ainsworth
  • Dated 29 Sep 2025

Golden Rule Budgeting Explained: A Simple Money Management Method

Discover the simple Golden Rule Budgeting method, how it works, benefits, pitfalls, and a quick start checklist for effective money management.