Looking to grow your money without needing a finance degree? You’re in the right spot. Our wealth management tag brings together short, clear articles that help you plan, invest and protect what you’ve earned. No jargon, just real‑world steps you can start using today.
How Much Equity Do You Need to Remortgage in the UK? (2025 Guide) – Learn the equity percentage lenders want, how to calculate loan‑to‑value and a quick checklist to lower your mortgage rate.
How Much Do You Save Putting $20 a Week Aside for a Year? – See the exact math, realistic interest scenarios and a simple cheat sheet to track your progress.
Can You Be Denied Debt Consolidation? – Find out the common reasons for denial, what your credit score means and practical steps if a loan gets rejected.
Does ISA Still Exist? UK Savings Rules and Ultimate Guide 2025 – Get the latest limits, tax benefits and tips on whether an ISA fits your savings plan.
Pension Plans Explained: What They Are and How They Work – Understand the different types, pros and cons, and how to maximise your retirement income.
Warren Buffett 70/30 Rule Explained – Discover the simple allocation strategy that can help you balance growth and safety in your portfolio.
Best Dividend Stocks for High Passive Income in 2025 – A quick rundown of top‑paying stocks, what to look for and how to avoid common pitfalls.
Smart Budgeting Tips: Master Your Money and Reach Financial Goals in 2025 – Step‑by‑step advice on building a budget that sticks, tracking spending and boosting savings.
Easiest Loans to Get Approved for with Bad Credit in 2025 – Find the lenders that still say yes, what documents help, and how to keep rates as low as possible.
When and How to Pull Equity from Your Home – Learn the right timing, the costs involved and smart ways to use home equity without over‑leveraging.
Start by picking the article that matches the question on your mind. Read the quick checklist, then jot down the few actions you can take this week. Most pieces include a short “next step” list – treat that like a mini‑to‑do list.
If you’re unsure which topic matters most, think about your biggest money goal: lower mortgage payments, faster savings, a safer retirement or better investment returns. That goal will point you to the right guide.
Remember, wealth management isn’t a one‑time fix. Review an article every month, update your notes and adjust your plan as your income or expenses change. Small, consistent tweaks add up to big results over time.
Got a question that isn’t covered? Drop a comment on the article or reach out to our local team in Worcestershire. We love turning real‑world problems into simple advice you can act on right away.
Ready to take control? Grab the guide that fits your need, follow the steps, and watch your money work harder for you.
The 10 5 3 rule of investment is a simple guideline that helps investors set realistic expectations for returns on various asset classes. It suggests that stocks might yield around 10%, bonds 5%, and savings accounts 3% in annual returns. This rule can assist in shaping a balanced and diverse investment portfolio. Despite its simplicity, it's crucial to note that actual market conditions can cause significant variations. Understanding the rule allows investors to develop sustainable investment plans.