700 Credit Score: How Common Is It and What Does It Mean?
  • By Landon Ainsworth
  • Dated 29 Apr 2025

700 Credit Score: How Common Is It and What Does It Mean?

Wondering how common a 700 credit score really is? This article breaks down what having a 700 credit score means, how many people actually hit this number, and why it matters for things like credit cards and loans. Expect clear numbers, relatable advice, and a few surprises that might change how you look at your credit. Whether you’re working towards 700 or already there, you’ll find out where you stand and how to step up your credit game. By the end, you’ll know exactly what a 700 credit score unlocks and how to use it to your advantage.

2 3 4 Rule for Credit Cards: How It Works and Why It Matters
  • By Landon Ainsworth
  • Dated 27 Apr 2025

2 3 4 Rule for Credit Cards: How It Works and Why It Matters

Ever heard of the 2 3 4 rule for credit cards? It's one of those insider tricks you might not find on the first page of Google, but it can save you loads of headaches if you like comparing or applying for new cards. This article unpacks what the rule is, where it comes from, and how it can protect your credit score while boosting your chances of approval. You'll get practical tips, real-world examples, and a smarter approach to picking your next card. If you're juggling different offers, this is worth your time.