Wondering if you can qualify for debt consolidation? This article breaks down the key requirements, from your credit score and debt-to-income ratio to the types of debt you have. You'll find out which financial habits boost your chances, what lenders really look for, and pitfalls to dodge on your application. If you're thinking about rolling multiple payments into one, this guide cuts through confusion and helps you figure out your options. Discover tips to strengthen your odds and make the process smoother.