Upstart is being sued by the CFPB for using AI that discriminates against Black and Hispanic borrowers. Learn how its lending algorithm works, why it’s biased, and what this means for you if you’re applying for a personal loan.
0% APR credit cards seem like a dream, but hidden fees, penalties, and high interest after the promo make them dangerous. Here’s why they often trap people deeper in debt.
As of November 2025, $1000 buys about 0.0167 Bitcoin at $59,800 per coin. Learn how to buy, store, and hold Bitcoin safely - even with a small amount. No hype, just facts.
Is $5000 a month enough for retirement in Australia in 2025? Real numbers show it’s solid-but only if you own your home, plan for healthcare, and avoid hidden costs. Most retirees live on far less.
Can you retire at 55 with $300,000 in Australia? The answer depends on your location, spending habits, and whether you can access your super. This guide breaks down the real costs, super rules, and strategies to make early retirement work.
Equity release might give you cash in retirement, but it comes with hidden costs: growing debt, lost ownership, reduced pension, and little left for your family. Know the risks before you sign.
The 30-40-30 rule is a flexible budgeting method that splits your take-home pay into 30% for needs, 40% for wants, and 30% for savings and debt. It works better than 50-30-20 in high-cost cities like Sydney and helps you save without feeling deprived.
October is historically the worst month for crypto investing, with Bitcoin and Ethereum averaging 7%+ losses. Learn why seasonality matters, how tax cycles and Fed policy drive drops, and what to do instead of panicking.
Earning $70,000 doesn’t disqualify you from FAFSA aid. Learn how income, assets, and family size affect your eligibility for grants, loans, and work-study - and why filing is always worth it.
Home insurance rates didn't drop in 2024 - they rose by 8.7% on average. Learn why premiums increased, which areas were hit hardest, and what you can do to lower your costs now.
Find out where to get the best equity release in Australia in 2025. Learn how to choose a safe provider, avoid scams, and protect your pension and inheritance.
Learn what a toxic loan is, how it differs from regular loans, warning signs, and steps to avoid or escape one.