No Australian bank offers 8% interest on savings accounts. Learn the real top rates available in 2026, how to qualify, and how to avoid scams. Safe, high-interest options explained.
A $50,000 loan can cost between $584 and $1,347 per month depending on interest rate and term. Lower payments mean higher total costs. Know your rate, fees, and term before you sign.
Is 12% APR too high for a car loan in Australia? In 2026, this rate is above average and usually means you have lower credit or no down payment. Learn how to reduce costs and improve your rate.
Switching home insurance companies often is not only okay-it can save you hundreds each year. Learn when to switch, what to check, and how to avoid common mistakes.
Is $40,000 in student loans a lot? It depends on your income, field of study, and repayment plan. Learn how this debt compares to averages, what it really costs, and how to make it manageable.
The best time to buy a car in Australia is December, when dealers clear year-end inventory with big discounts, free registration, and low-rate finance deals. Avoid January and avoid being fooled by fake urgency.
Learn the 7 practical steps to build a real budget that works-no deprivation, no guesswork. Track spending, set goals, automate savings, and build a buffer for surprises. Take control of your money today.
Home insurance quotes typically use soft credit checks that don't affect your score. Learn how credit impacts your premium, which states ban the practice, and how to save money without hurting your credit.
Find out the safest and highest-yielding accounts for storing a large sum of money in Australia. Compare high-interest savings accounts, term deposits, and offset accounts to maximise returns without risk.
Find out exactly how much you'll have if you save $1,000 a month with today's interest rates. Compare savings accounts, CDs, and investing options for short- and long-term goals.
The 50/30/20 rule splits your after-tax income into 50% needs, 30% wants, and 20% savings/debt. It's a simple, flexible way to budget without feeling restricted. Learn how to apply it to your life and start building real financial security.
A $10,000 CD in 2025 earns about $475 in interest over a year at current rates. Learn how CD yields compare to savings accounts, where to find the best rates, and how to avoid common mistakes.