Author: Landon Ainsworth

Will Home Insurance Rates Go Down in 2024? Here's What Actually Happened
  • By Landon Ainsworth
  • Dated 28 Oct 2025

Will Home Insurance Rates Go Down in 2024? Here's What Actually Happened

Home insurance rates didn't drop in 2024 - they rose by 8.7% on average. Learn why premiums increased, which areas were hit hardest, and what you can do to lower your costs now.

Where Is the Best Place to Get an Equity Release in 2025?
  • By Landon Ainsworth
  • Dated 27 Oct 2025

Where Is the Best Place to Get an Equity Release in 2025?

Find out where to get the best equity release in Australia in 2025. Learn how to choose a safe provider, avoid scams, and protect your pension and inheritance.

Toxic Loan Explained: Risks, Signs & How to Avoid
  • By Landon Ainsworth
  • Dated 26 Oct 2025

Toxic Loan Explained: Risks, Signs & How to Avoid

Learn what a toxic loan is, how it differs from regular loans, warning signs, and steps to avoid or escape one.

How to Earn 10% Returns on Your Savings in Australia
  • By Landon Ainsworth
  • Dated 25 Oct 2025

How to Earn 10% Returns on Your Savings in Australia

Learn how Australian savers can combine high‑yield accounts, term deposits, credit unions, P2P lending and low‑cost funds to target a 10% annual return while keeping risk low.

Current Equity Release Interest Rate 2025 - What You Need to Know
  • By Landon Ainsworth
  • Dated 24 Oct 2025

Current Equity Release Interest Rate 2025 - What You Need to Know

Learn the current equity release interest rates in 2025, how they're set, and steps to secure the best deal for UK and Australian homeowners.

What Is Upper Class Income? Definition, Benchmarks, and Investment Implications
  • By Landon Ainsworth
  • Dated 23 Oct 2025

What Is Upper Class Income? Definition, Benchmarks, and Investment Implications

Learn what defines upper class income, see international thresholds, and discover how it affects your investment strategy in clear, actionable steps.

Best Credit Card 2025 - Which Card Takes the #1 Spot for Australians?
  • By Landon Ainsworth
  • Dated 22 Oct 2025

Best Credit Card 2025 - Which Card Takes the #1 Spot for Australians?

Discover the #1 credit card for Australians in 2025, its rewards, fees, and how it compares to top alternatives.

What Is the Lowest Credit Score Toyota Will Finance? Complete Guide 2025
  • By Landon Ainsworth
  • Dated 21 Oct 2025

What Is the Lowest Credit Score Toyota Will Finance? Complete Guide 2025

Find out the lowest credit score Toyota will finance in Australia, how the score affects rates, and practical steps to secure a Toyota loan even with a marginal credit rating.

Do You Have to Pay Back Equity? Understanding Equity Release Repayment
  • By Landon Ainsworth
  • Dated 20 Oct 2025

Do You Have to Pay Back Equity? Understanding Equity Release Repayment

Discover whether equity release must be repaid, how lifetime mortgages work, key repayment triggers, and what to consider before unlocking home equity.

Life Insurance Policies That Never Raise Premiums
  • By Landon Ainsworth
  • Dated 19 Oct 2025

Life Insurance Policies That Never Raise Premiums

Learn which life insurance policies lock in premiums for life or a set term, compare whole, term, guaranteed issue, and fixed‑premium universal options.

How Easy Is It to Switch Home Insurance? A Step‑by‑Step Guide
  • By Landon Ainsworth
  • Dated 18 Oct 2025

How Easy Is It to Switch Home Insurance? A Step‑by‑Step Guide

Learn how to switch home insurance quickly and safely. Follow a step‑by‑step guide, avoid common pitfalls, and find savings without losing coverage.

Best Candidates for Equity Release in Australia
  • By Landon Ainsworth
  • Dated 17 Oct 2025

Best Candidates for Equity Release in Australia

Find out which homeowners truly benefit from equity release, how to assess suitability, and the key differences between lifetime mortgages and home reversion plans.